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Hustler's Funds: How to Apply Via Mobile App and USSD Mobile code and Requirements.

The hustler's funds can be easily access through the mobile application and via USSD *254# for people who are not using smartphone.

The personal loans ranges between KSH 500 to KSH 50,000 and it should be paid within 14 days. The hustler's loan limit is based on individual credit score considered after his/her repayment period.

How to apply.

1.The hustler's funds can be applied through USSD code *254# which direct the user to the main menu.

2. Then select Loan request option that will enable the user to access his limit, interest and the loan tenure.

3. The user therefore enters the amount and press OK

4. The user is therefore to confirm loans details as displayed.

5. Enter mobile money PIN

6. Received SMS notifying the user the amount of loan allocated.

You can use the Mobile application provided by the mobile Money service provider and following the above procedure.

It is also important to note that 95% of the loan is sent to your Money account while 5% is sent to your saving accounts for the hustler's pension program.


1. Must be a Kenyan citizen of 18 years and above.

2.Must have a valid National ID.

3. Must have registered mobile number from a recognized Mobile network.

4. Must have money account , Mpesa, T-kash and Airtel Money.

5. The SIM card must at least been used for 90 days.

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