Everyone has their vices, but do you know your bad habits could be costing you a lot every year?
1.Food in restaurant and cafes.
Eating out is always an enjoyable treat. But as this can be one of the biggest drains on your finances, we would suggests limiting dining out to special occasions only-and even then, we have got a huge list of places where you can eat for free on your birthday.
When is admittedly very convenient to buy a bottle of water when you are out it can slowly start adding up. When bottle cost from 50 bottle even just one day can amount to as much as 300 a day. You could consider having a refillable water bottle that has built-in filtering system which is perfect if you're worried about the quality of water coming out of the taps.
3. Any product with free alternatives.
Is the ultimate list of free stuff shows you can get your hands on so many things for absolutely nothing as long as you know where to look when we all need to eat we don't all need to pay for grab a guide to getting free food is packed full of ways to score your next meal at no cost.
4.coffee from cafes.
Buying drinks from chain coffee shops on the way to university may feel like a good wake me -up,but it can burn a serious in your pocket . You are much better off doing your own at home with one of our favourite kitchen gadget and popping it in a thermos to take it anywhere with you. If you really don't think your homemade coffee is up to the task, would recommend looking for smaller cheaper cafes rather than chain ones.
We are under no illusions. Here we know that if you are like drinking you're probably not going to stop and you don't expect you to! but you can make it through frequent habit, the financial drain will creep up on you. Probably the best way forward is to drink at weekends only. Alternatively if you are a midweek kind of person pick one or two days in the week to drinking instead.
Even if it is just a few quid here they're impulse buying is another major cash killer also try saving up your spare change so you are not tempted to spend a few quid just because it's rolling around.
7. The latest version of products.
Having the most up-to-date product might make you the big name everywhere but it's an unnecessary expense that you just can't afford. The latest iPhone isn't even that different from the previous model in terms of what it can do and just think about what you can do with that cash instead. Plus the older models can be scooped up for a little as half the price. Of course this rule doesn't just apply to phones.
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