National hospital insurance fund (NHIF) is a statutory body mandated to offer health insurance cover to kenyans in employment and informal sector.
Kenyans in formal employment like teachers and civil servants pay a maximum of Ksh 1700 for both inpatient and outpatient Services.
For effective Service delivery, the insurer has proposed a raft of amendments contained in NHIF amendment bill 2021.
Let's take a look at how teachers, Civil Servants all other Kenyans will be affected by the proposed changes that will debated today by MPs in Parliament.
One, employers will be forced to match the Contributions made by employees. Although this has been Opposed by federation of Kenyan employers (FKE), it's a good thing since it will see total Contributions to the kitty Increase to the benefit of workers.
For instance, teachers and civil servants who pay ksh 1200 per month will see the government who is their employer topping up with the same amount.
Two, the cost of some medical procedures will be lowered which will be bad news to a section of patients especially those with cronic diseases.
For instance, kidney dialysis will see its allocation lowered to Ksh 6000 down from Ksh 9500. Affected also are those on chemotherapy, radiotherapy and surgeries.
This means, Contributors will be forced to top up any remaining amount inorder for them to access the Services.
Three, if the MPs pass the proposals as they are, every kenyan above 18 years will be compeled to enroll for NHIF at a cost of Ksh 500 per month.
This will be a blow to the jobless and poor kenyans who can hardly put a meal on the table.
Four, the waiting period for one to start benefiting will be increased to six months up from the current three.
This means if a teacher or civil servant is employed today, he or she will have to wait for a good six months to start enjoying the Services.
All eyes will be on the members of Parliament as they debate on this crucial amendments to the law which are bound to change the healthcare in Kenya forever.
Do you support the draft changes? Feel free to share your thoughts and comments on this on our comments platform.
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